Entries by Tosten

Swimming Safety: 10 Tips for Summer

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Summer is here and people are flocking to the water — whether it’s the beach, a lake, a river or a backyard pool. But, wherever there’s water, there’s also danger. According to the U.S. Centers for Disease Control and Prevention, about 10 people drown every day — and two of those are children 14 or […]

Wedding Insurance: Say ‘Yes,’ to Peace of Mind

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You’ve fallen in love and plan to say, “I do.” Now your every waking moment is filled with visions of the dress, the rings, the flowers, the honeymoon and more. But, have you thought about insurance? No, it’s not romantic, but it is a practical way to gain some peace of mind. After all, what […]

Inexpensive Fixes for a Safer Home

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Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can handle to make your home safer – whether you’re handy or not. And you won’t have to break […]

Are Lights Effective for Burglary Prevention?

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It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But, does that really work? Or, is it just a waste of electricity? Those answers can differ depending on a number of factors. However, one thing is clear: it takes more […]

Why a basic Homeowners policy isn’t always enough

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Sometimes, a basic homeowners policy just isn’t enough. So as your career advances and your income increases, it’s important to keep your insurance protection up to date. This helps you avoid expensive gaps in coverage and prevents you from paying too much out of pocket in case of a claim. To be properly protected, you […]

Tips on Creating The Ultimate Road Trip

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During the pandemic, many individuals may not feel comfortable getting on an airplane. However, many still want to travel. Perhaps a road trip can be the answer. Road trips allow you to see what is between your home and destination, something that hopping on a plane doesn’t, but it is essential to have the best […]

Learn How Pay Per Mile Coverage is Calculated

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The auto insurance industry landscape is changing as more companies embrace emerging technology. No longer are auto insurance rates based solely on your age, marital status, where you live, or the number of violations that you have. Instead, some companies are also basing their rating structures on how you drive, when you drive, and even where […]

Own a home? Here are two policy options you should know about

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If you have a homeowners policy, you probably expect it to cover all the costs of rebuilding your house in case it’s damaged or destroyed by a covered hazard. But are you certain you have enough coverage? Read about two common situations you may be unaware of — and the affordable options that can help […]

10 Tips to Help Prevent Identity Theft

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Shopping online. Visiting the doctor. Buying gas. In nearly all of the things we do from day to day, there’s the risk of identity theft. You could unknowingly give your information to a fraudster thinking you’re shopping at a legitimate site. Your doctor’s office could experience a data breach. Or, you could come across a […]

Porch Safety: Should You Leave the Lights On?

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It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But, does that really work? Or, is it just a waste of electricity — particularly this time of year, when the days are short? Those answers can differ depending on a […]